Minnesota’s Cold Weather Rule Starts in October – Everything You Need to Know

It's fall in Minnesota, and we know all too well what’s coming — winter.

With icy mornings, snow-covered roads, and frigid nights, our furnaces and fireplaces will be working overtime to keep us warm and safe. But when it comes to making sure the heat stays on, Minnesota has a plan in place to help.

Starting in October, the Cold Weather Rule kicks in, and it’s designed to make sure no one is left in the cold.

What is the Cold Weather Rule in Minnesota?

The Cold Weather Rule (CWR) is a state law that protects residential customers from having their natural gas or electricity disconnected if it’s their primary heat source.

It runs from October 1st all the way through April 30th, yes, right through our typical late spring chill. But, there's a catch.

How Does Minnesota's Cold Weather Rule Work?

To qualify for this protection, you need to set up a payment plan with your utility company, and that plan has to be something both you and the utility agree is reasonable based on your financial situation.

And if your household qualifies, you can arrange to pay as little as 10% of your income each month toward your energy bill.

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Xcel Energy, which powers much of Minnesota, wants to make sure everyone who needs help this winter knows about the resources available.

Canda Henry, vice president of customer care at Xcel, is encouraging anyone who’s feeling the pinch to reach out sooner rather than later.

“We work with several local and state agencies to provide a variety of assistance options for our customers,” Henry says. “If you're having trouble paying your bill, contact us and set up pay arrangements.”

*Keep scrolling to find out how to get more help paying your Minnesota energy bill

Even Renters Are Covered

One thing a lot of people don’t realize is that you don’t have to be a homeowner to get CWR protection.

If you’re renting and your name is on the utility bill, you’re eligible too—just as long as gas or electricity is the main source of heat for your place.

What If You Use Propane, Oil, or Wood?

It’s important to note that the Cold Weather Rule doesn’t apply to fuels that are delivered, like propane, oil, or wood. But if your furnace runs on electricity, then you can still apply for CWR protection through your electric company.

Get Help Paying Your Energy Bill in Minnesota

There’s more good news. the Minnesota Energy Assistance Program can help qualifying households pay up to $2,000 towards heating, electricity, or water bills.

And if your furnace goes on the fritz in the middle of a January deep freeze, the program can also help with repairs or even replacements. It’s worth looking into if you're worried about keeping up with costs this winter.

LOOK: 4 Bizarre Things To Try When Minnesota Dips Below Zero

You can also ask about energy efficiency programs through Xcel Energy. These can help you lower your bills in the long run by making your home more energy-efficient, so you're not spending as much each month.

The Minnesota Utilities Commission has answers to several frequently asked questions about the Cold Weather rule, which you can read here.